Gambrell | Sturges | Tober

Insurance Solutions

Gambrell, Sturges & Tober has built a solid reputation in providing commercial insurance solutions by continually seeking new, challenging risk management opportunities. We work closely with each association we insure to provide a high level of customer service, tailored to their personal needs. We are an agency that wants to ensure you not only have appropriate coverages but get every discount available based on your association’s age, construction and protective safeguards.

Property Insurance

With a custom Property Insurance policy from Gambrell, Sturges & Tober, you can ensure that the building itself and the personal property of your business is protected from minor accidents or a major financial loss.

Commercial General Liability Insurance

Protecting your business with commercial general liability coverage from the Gambrell, Sturges & Tober team protects your business' longevity.

Community Association Insurance Program

Through our proprietary insurance programs and placement strategies, we tailor insurance & risk solutions to meet the unique demands of community associations.

Crime Insurance

Prevent crime and employee dishonesty from disrupting your business with a specialized policy to safeguard your assets.

Cyber Liability Insurance

At Gambrell, Sturges & Tober, we know the risks businesses face when it comes to a data breach and can provide the comprehensive coverage needed for security.

Directors and Officers Insurance

Written specifically for those who serve as officers or on a board of directors, this coverage is often purchased by businesses, privately-held funds, organizations, and educational institutions.

Flood Insurance

We utilize NFIP, Private Flood and Excess Flood to meet your unique needs.

Umbrella & Excess Liability Insurance

Additional coverage to increase your Liability, Directors & Officers and Employers Liability Limits for greater protection for your Association.

Loss Control

Gambrell, Sturges & Tober offers loss control as part of its business insurance offerings to reduce the possibility of a loss and reduce the severity if a loss does occur.

Risk Management

Risk management assistance includes the evaluation of risks and related losses specific to your business.

Surety Bonds

Our Surety Bond services include writing agreements that guarantee the party requesting the bond that your business will uphold its obligations.

Workers' Compensation Insurance

But should an accident happen, having the right Workers' Compensation plan from Gambrell, Sturges & Tober can allow your business to ensure payments and cover expenses if an employee is injured from a work-related accident.

Get a quote.

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or call (850) 547-0065